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Representative example for normal cash loan above 150 000 HUF monthly net income:
For a 60-month, HUF 3 million loan, the monthly repayment instalment with money transfer discount is HUF 73 593 at a fixed 16,4% annual interest rate. The total amount to be repaid is HUF 4 473 180 and the loan charges are HUF 1 473 180, of which fees and costs amount to HUF 57 600. The annual percentage rate (APR) is 18,5%. Representative example for VIP cash loan above 300 000 HUF monthly net income:
For a 60-month, HUF 3 million loan, the monthly repayment instalment with money transfer discount is HUF 68 567 at a fixed 13,2% annual interest rate. The total amount to be repaid is HUF 4 171 620 and the loan charges are HUF 1 171 620, of which fees and costs amount to HUF 57 600. The annual percentage rate (APR) is 14,8%. Representative example for qualified customer friendly mortgage loans with 5 years interes period:
For HUF 5 million loan with a 240-month term, with a variable annual interest rate of 9,2% (based on 5Y interest rate period); with money transfer discount and home insurance discount, monthly repayment instalment HUF 45 631, total amount to repaid HUF 11 104 440, total loan charges HUF 6 104 440; within this latter, fees and costs HUF 153 000. The annual percentage rate (APR) is 9,8%.