K&H retail bank account
for those who need basic service
- take care of your daily banking in hundreds of K&H Bank branches
- if you have a marginal account turnover
details
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services typically used and their fees specified in the Announcement for the K&H retail bank account |
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|---|---|
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monthly account management fee (standardised deposit interest rate, EBKM: 0.01%) |
HUF 480 |
|
annual fee for the K&H Visa Electron contactless debit card |
first year’s fee: HUF 0 |
|
monthly fee for text messages (K&H mobilinfo) |
HUF 336 |
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per-message fee for text messages (K&H mobilinfo) |
HUF 35/text message |
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purchase with bank card in Hungary and abroad |
free of charge |
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transfers |
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|---|---|
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domestic HUF transfer order submitted in a branch (same-day/future-dated, inter-bank) |
0.75% + HUF 507, |
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regular intra-bank HUF transfer order submitted in a branch |
HUF 141 |
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direct debit |
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|---|---|
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successful direct debit (by a service provider) |
HUF 101 |
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cash withdrawal |
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|---|---|
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from a domestic ATM with your K&H Visa Electron bank card, provided that you have submitted your declaration for free cash withdrawal |
HUF 150 thousand can be withdrawn in max. two portions free of charge1 |
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from a K&H ATM with your K&H Visa Electron bank card, without or beyond the declaration for free cash withdrawal |
0.45% + HUF 396 |
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in a K&H Bank branch with your K&H Visa Electron bank card |
0.83% + HUF 653 |
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in a K&H Bank branch without bank card |
0.88% + HUF 669, |
|
in Hungary in a non-K&H branch or in a post office with your K&H Visa Electron bank card |
0.51% + HUF 817 |
1 in accordance with Section 36/A of Act LXXXV of 2009 on the Provision of Payment Services
The K&H retail bank account is insured by the National Deposit Insurance Fund.
who is it recommended for?
This account type is for you if:
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you want to keep your small amount of savings in forints in safety
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you want to have full access to your bank account nationwide through our hundreds of bank branches and ATMs
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you rarely make transfers, direct debits and cash transactions
what should I do if I want to open a K&H retail bank account?
- visit the nearest K&H branch during opening hours
what should I do if I already have a bank account with K&H Bank and I want to switch to a K&H retail bank account or want to open a K&H retail bank account in addition to my existing bank account?
- visit the nearest K&H branch during opening hours
what should I do if I do not want to stand in line in the branch?
Make an appointment at the branch of your choice. Call the K&H TeleCenter or request a call-back on the K&H website to set an appointment
what documents should I bring with me to open the bank account?
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make sure to bring your personal identification documents with you. The table below summarises the documents accepted by K&H Bank.
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residents |
ID card personal identification card + address card temporary personal identification card + address card Passport + address card, or a public document issued by the competent foreign authority for Hungarian citizens steadily working or staying abroad driver’s licence card (issued after 1 January 2001) + address card |
|
non-residents |
travel documents + additional document verifying address or a document issued by the Hungarian authority travel documents + residence card, or temporary residence card, or immigration or settlement permit + additional document verifying address, or a document issued by the Hungarian authority, or a document verifying address and issued by the relevant authority (Office of Immigration and Nationality, Office of Government-Issued Documents) personal identification card + address card (issued by the Hungarian authority) |
