open-ended investment funds
Build a flexible portfolio. In K&H’s offer you will always find the investment funds that best fit your goals, return expectations and risk appetite.
- a broad range of products
- exciting investment stories
- professional management, transparent operation
As part of portfolio building, we manage your investments in line with your personal financial goals and risk appetite. At K&H, we aim to offer a fitting financial solution to all age groups in all life situations by building a flexible and diverse portfolio.
To achieve this goal, please, take note of our K&H investment funds, which
- can offer a solution in a variety of life situations (e.g. for creating a security buffer, or preparing for unexpected expenditures or specific future plans);
- allow you to find those that have the best fit with your yield expectations and risk appetite (from defensive money market funds to the most daring equity funds);
- are available starting from a few months investment horizon, stretching to multi-year products optimised to match the term of the K&H long-term investment account
Thanks to our diverse investment fund product range, it is possible to create tailor-made portfolios, supported by our expert colleagues.
what are investment funds?
investment funds represent a collective form of investment, where
- Fund Management pre-announces the fund’s goal, investment policy and conditions of operation
- investors may join the fund by purchasing investment units
- their money will be added to the pool created by the rest of the investors, to be managed by Fund Management along standard principles
- investors share in the fund’s assets/return in proportion to the investment units they hold
types of investment funds
Open-ended funds – here investors can purchase or redeem investment units at any time.
we can distinguish the following key types, depending on the investment policy followed:
- money market funds - the portfolio primarily holds short-term deposits with tenors of just a few months, short-term Government bonds and other money market products
- bond funds – consist of Government bonds and corporate bonds
- equity funds – hold shares primarily
-
balanced funds: they can contain a mixture of Government bonds, corporate bonds and shares. They represent a diverse portfolio in themselves.
Closed-end funds – here, funds have a maturity, and investment units may not be redeemed before the maturity date. Instead, investors can buy or sell investment units on the secondary market (Stock Exchange).
With closed-end funds we can share in some exciting and relevant investment stories in a safe manner, subject to a fixed tenor, whilst protecting a given part of invested capital.
what are the key benefits of investment funds?
efficiency: Each fund collects money from hundreds or thousands of investors. This allows us to spread management costs over a much larger sum than if investors were to purchase securities and other instruments separately. Pooling funds means that investors can realise higher yields than if they tried to invest individually.
diversity: Customers can choose from a host of investment funds offering optimal solutions for a variety of savings and investment goals. Some funds are better suited for short-term savings goals, while others are more ideal for medium- and long-term savings. By combining investment funds following different investment policies, small investors can access markets and diverse investment options not normally or easily available to such investors.
professional management: By purchasing an investment fund, customers buy not only a type of security but also a service package. In addition to the financial gain, they also directly benefit from Fund Management’s watchful eye over the investment market, as it strives to always find the best investment opportunities for its customers, analysing market trends, and making and executing investment decisions at the right time.
transparent and safe operation: Custody Management, an organisation operating independently from Fund Management, is a financial institution that records securities and money movements linked to fund management activities; and manages the securities and cash accounts of funds. Custody Management regularly checks the compliance of Fund Management with the prevailing legislation and the terms and conditions published in the Bulletin. Custody Management sets the current value of the fund’s investments daily, and publishes the daily value of the fund’s total assets and investment units.
For all retail clients:
money market funds
- K&H dollar pénzpiaci alap – money market fund in USD
bond funds
- K&H állampapír alap – government bond bund
- K&H aranykosár alap – bond fund
- K&H kötvény alap – long bond fund
- KBC Participation Short Term Bond Selection in EUR
- KBC Bonds Corporate EUR
- KBC Bonds Corporate USD
balanced funds
- balanced funds in HUF
- K&H válogatott kényelem alap normal, regular shareclass
- K&H válogatott lendület alap normal, regular shareclass
- K&H válogatott iram alap normal, regular shareclass
- balanced funds in EUR, USD
- K&H nemzetközi vegyes alap EUR
- K&H nemzetközi vegyes alap USD
- RI balanced funds with different risk profiles
- K&H kényelem felelős befektetés nyíltvégű fenntartható fejlődés óvatos alap normal, regular shareclass
- K&H lendület felelős befektetés nyíltvégű fenntartható fejlődés dinamikus alap normal, regular shareclass
- K&H iram felelős befektetés nyíltvégű alap normal, regular shareclass
- SIVEK Global Medium Responsible Investing, EUR
- Horizon KBC Dynamic Responsible Investing, USD
equity and commodity funds
- RI equity funds in HUF
- K&H öko fund
- KBC Eco Fund Impact Investing, HUF
- KBC Equity Fund We Digitize Responsible Investing, HUF
- KBC Equity Fund We Care Responsible Investing, HUF
- RI equity funds in EUR, USD
- KBC Eco Fund Impact Responsible Investing, EUR
- equity and commodity funds in HUF
- K&H amerika alap HUF – north-american equity fund in HUF
- K&H ázsia alap – asian equity fund
- K&H feltörekvő piaci alap – emerging market equity fund
- K&H ingatlanpiaci alap – real-estate equity fund
- K&H közép-európai részvény alap – central-european equity fund
- K&H navigátor indexkövető alap – Hungarian equity fund
- K&H Európa alap HUF – European equity fund in HUF
- K&H nyersanyag alap HUF – commodity fund in HUF
- equity and commodity funds in EUR, USD
- K&H amerika alap USD – north-american equity fund in USD
- K&H Európa alap EUR – European equity fund in EUR
- K&H nyersanyag alap USD – commodity fund in USD
For private banking clients:
equity funds in EUR, USD:
- KBC Equity Fund Emerging Europe, EUR
- KBC Equity Fund Medical Technologies, USD
- KBC Equity Fund Trends, EUR
RI equity funds in EUR, USD:
- KBC Equity Fund We Care Responsible Investing, EUR
- KBC Equity Fud Emerging Markets Responsible Investing, EUR
- KBC Equity Fund World Responsible Investing, EUR
- KBC Equity Fund We Digitize Responsible Investing, USD
balanced funds in HUF:
- K&H privátbanki hozamfizető alap
balanced funds in EUR:
- IN.focus Private Banking Ective Income Selection, EUR
- Optimum Fund Enhanced Intellingence, EUR
RI money market fund in EUR:
- KBC Participation Cash Plus Responsible Investing, EUR