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above 1 million forint loan amount you can apply for loan with better conditions
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Representative example for normal cash loan above 150 000 HUF monthly net income:
For a 60-month, HUF 3 million loan, the monthly repayment instalment with money transfer discount is HUF 77 805 at a fixed 18,99% annual interest rate. The total amount to be repaid is HUF 4 725 900 and the loan charges are HUF 1 725 900, of which fees and costs amount to HUF 57 600. The annual percentage rate (APR) is 21,6%.
Representative example for VIP cash loan above 300 000 HUF monthly net income:
For a 60-month, HUF 3 million loan, the monthly repayment instalment with money transfer discount is HUF 72 938 at a fixed 15,99% annual interest rate. The total amount to be repaid is HUF 4 433 880 and the loan charges are HUF 1 433 880, of which fees and costs amount to HUF 57 600. The annual percentage rate (APR) is 18%.
Representative example for qualified customer friendly mortgage loans with 5 years interes period:
For HUF 12 million loan with a 240-month term, with a variable annual interest rate of 11% (based on 5Y interest rate period); with home insurance discount, monthly repayment instalment HUF 123 863, total amount to repaid HUF 29 880 120, total loan charges HUF 17 880 120; within this latter, fees and costs HUF 153 000. The annual percentage rate (APR) is 11,7%.