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above 1 million forint loan amount you can apply for loan with better conditions
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Representative example for normal cash loan above 150 000 HUF monthly net income:
For a 60-month, HUF 3 million loan, the monthly repayment instalment with money transfer discount is HUF 71 354 at a fixed 14,99% annual interest rate. The total amount to be repaid is HUF 4 338 840 and the loan charges are HUF 1 338 840, of which fees and costs amount to HUF 57 600. The annual percentage rate (APR) is 16,9%.
Representative example for VIP cash loan above 300 000 HUF monthly net income:
For a 60-month, HUF 3 million loan, the monthly repayment instalment with money transfer discount is HUF 63 726 at a fixed 9,99% annual interest rate. The total amount to be repaid is HUF 3 881 160 and the loan charges are HUF 881 160, of which fees and costs amount to HUF 57 600. The annual percentage rate (APR) is 11,3%.
Representative example for qualified customer friendly mortgage loans with 5 years interes period:
For HUF 5 million loan with a 240-month term, with a variable annual interest rate of 7,04% (based on 5Y interest rate period); with money transfer discount and home insurance discount, monthly repayment instalment HUF 38 885, total amount to repaid HUF 9 485 400, total loan charges HUF 4 485 400; within this latter, fees and costs HUF 153 000. The annual percentage rate (APR) is 7,5%.