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above 1 million forint loan amount you can apply for loan with better conditions
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Representative example for normal cash loan above 150 000 HUF monthly net income:
For a 60-month, HUF 3 million loan, the monthly repayment instalment with money transfer discount is HUF 66 718 at a fixed 11,99% annual interest rate. The total amount to be repaid is HUF 4 057 920 and the loan charges are HUF 1 057 920, of which fees and costs amount to HUF 54 840. The annual percentage rate (APR) is 13,4%.
Representative example for VIP cash loan above 300 000 HUF monthly net income:
For a 60-month, HUF 3 million loan, the monthly repayment instalment with money transfer discount is HUF 60 100 at a fixed 7,49% annual interest rate. The total amount to be repaid is HUF 3 660 840 and the loan charges are HUF 660 840, of which fees and costs amount to HUF 54 840. The annual percentage rate (APR) is 8,5%.
Representative example for qualified customer friendly mortgage loans with 5 years interes period:
For HUF 5 million loan with a 240-month term, with a variable annual interest rate of 3,49% (based on 5Y interest rate period); with money transfer discount and home insurance discount, monthly repayment instalment HUF 28 972, total amount to repaid HUF 7 116 830, total loan charges HUF 2 116 830; within this latter, fees and costs HUF 163 550. The annual percentage rate (APR) is 3,8%.