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You might take home 100,000 HUF as part of our credit campaign

You get 100,000 HUF if

  • between October 1, 2021 and December 15, 2021
  • you apply for K&H mortgage or babyboom loan and
  • the loan will be disbursed by April 30, 2022, also
  • the total loan amount reaches or exceeds 10 million HUF,
  • in case of a business or qualified customer friendly mortgage loan, you must agree to the terms of the money transfer interest discount,
  • crediting happens in May 2022

Loans participating in the promotion:

  • K&H mortgage loan APR: 4.8–7.6%
  • K&H qualified customer friendly mortgage loan APR: 4.8–7.5%
  • K&H interest-subsidized mortgage loan APR: 3.3%
  • K&H NHP Green home mortgage loan APR: 2.6-2.7%
  • K&H NHP Green home mortgage loan - with state subsidy APR: 0.1%
  • K&H renovation loan with state subsidy APR: 3.2%
  • K&H babyboom loan APR (with interest subsidy): 0.5%
  • K&H babyboom loan APR (without interest subsidy): 6.6%

Representative example for normal cash loan above 150 000 HUF monthly net income:
For a 60-month, HUF 3 million loan, the monthly repayment instalment with money transfer discount is HUF 66 718 at a fixed 11,99% annual interest rate. The total amount to be repaid is HUF 4 057 920 and the loan charges are HUF 1 057 920, of which fees and costs amount to HUF 54 840. The annual percentage rate (APR) is 13,4%.
Representative example for VIP cash loan above 300 000 HUF monthly net income:
For a 60-month, HUF 3 million loan, the monthly repayment instalment with money transfer discount is HUF 60 100 at a fixed 7,49% annual interest rate. The total amount to be repaid is HUF 3 660 840 and the loan charges are HUF 660 840, of which fees and costs amount to HUF 54 840. The annual percentage rate (APR) is 8,5%.
Representative example for qualified customer friendly mortgage loans with 5 years interes period:
For HUF 5 million loan with a 240-month term, with a variable annual interest rate of 4,09% (based on 5Y interest rate period); with money transfer discount and home insurance discount, monthly repayment instalment HUF 30 537, total amount to repaid HUF 7 475 160, total loan charges HUF 2 475 160; within this latter, fees and costs HUF 146 280. The annual percentage rate (APR) is 4,4%.