loan calculator

car purchases calculator
 

main data
choose a loan for your goals
Does your net monthly income reach HUF 400,000?
amount and duration
loan amount
HUF
HINT
above 3 million forint loan amount you can apply for loan with better conditions
duration
year(s)
=
month(s)
result
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label definitions
duration

We call duration the total period, when the loan should be paid back, so this is the period between the disbursement and the maturity of the loan.

monthly repayment

The amount that includes interest, administration fee and capital, and it should be paid to the Bank with regularity set in the loan contract (i.e. monthly) till the maturity of the loan.

Annual percentage rate (APR)

aims to compare different loan offers and to inform clients well. The APR is an indicator in percentage that shows the interest rate and those fees and costs which relate to the loan application and disbursement. There are cost types which are not included into the APR, for instance the interest for late payment, notary fee or the cost of duration extension.

interest

it is the price of the loan, which should be paid by the borrower. The interest is defined in percentage, annual based and is fix within an interest period.

total amount to be repaid

includes the sum of monthly repayments, all interest, fee and administration costs related to the loan application till the maturity of the loan. There are cost types which are not included to the total amount to be repaid, for instance the interest for delay, notary fee and the cost of cost of duration extension.

total interest discount

The total amount to be repaid will be less with that amount if you apply the salary transfer discount in the calculator.

duration

We call duration the total period, when the loan should be paid back, so this is the period between the disbursement and the maturity of the loan.

monthly repayment

The amount that includes interest, administration fee and capital, and it should be paid to the Bank with regularity set in the loan contract (i.e. monthly) till the maturity of the loan.

Annual percentage rate (APR)

aims to compare different loan offers and to inform clients well. The APR is an indicator in percentage that shows the interest rate and those fees and costs which relate to the loan application and disbursement. There are cost types which are not included into the APR, for instance the interest for late payment, notary fee or the cost of duration extension.

interest

it is the price of the loan, which should be paid by the borrower. The interest is defined in percentage, annual based and is fix within an interest period.

total amount to be repaid

includes the sum of monthly repayments, all interest, fee and administration costs related to the loan application till the maturity of the loan. There are cost types which are not included to the total amount to be repaid, for instance the interest for delay, notary fee and the cost of cost of duration extension.

total interest discount

The total amount to be repaid will be less with that amount if you apply the salary transfer discount in the calculator.

duration

We call duration the total period, when the loan should be paid back, so this is the period between the disbursement and the maturity of the loan.

monthly repayment

The amount that includes interest, administration fee and capital, and it should be paid to the Bank with regularity set in the loan contract (i.e. monthly) till the maturity of the loan.

Annual percentage rate (APR)

aims to compare different loan offers and to inform clients well. The APR is an indicator in percentage that shows the interest rate and those fees and costs which relate to the loan application and disbursement. There are cost types which are not included into the APR, for instance the interest for late payment, notary fee or the cost of duration extension.

interest

it is the price of the loan, which should be paid by the borrower. The interest is defined in percentage, annual based and is fix within an interest period.

total amount to be repaid

includes the sum of monthly repayments, all interest, fee and administration costs related to the loan application till the maturity of the loan. There are cost types which are not included to the total amount to be repaid, for instance the interest for delay, notary fee and the cost of cost of duration extension.

total interest discount

The total amount to be repaid will be less with that amount if you apply the salary transfer discount in the calculator.

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Representative example for normal cash loan
For a 60-month, HUF 3 million loan, the monthly repayment instalment with money transfer discount is HUF 77 805 at a fixed 18,99% annual interest rate. The total amount to be repaid is HUF 4 737 960 and the loan charges are HUF 1 737 960, of which fees and costs amount to HUF 69 660. The annual percentage rate (APR) is 21,7%.
Representative example for VIP cash loan
For a 60-month, HUF 3 million loan, the monthly repayment instalment with money transfer discount is HUF 63 726 at a fixed 9,99% annual interest rate. The total amount to be repaid is HUF 3 893 220 and the loan charges are HUF 893 220, of which fees and costs amount to HUF 69 660. The annual percentage rate (APR) is 11,4%.
Representative example for qualified customer friendly mortgage loans with 5 years interes period:
For HUF 12 million loan with a 240-month term, with a variable annual interest rate of 7,19% (based on 5Y interest rate period); with home insurance and online discount, monthly repayment instalment HUF 94 409, total amount to repaid HUF 22 866 800, total loan charges HUF 10 866 800; within this latter, fees and costs HUF 208 640. The annual percentage rate (APR) is 7,6%.