K&H mobilbank
pocket your finances
- have your bank account always at hand on your mobile
- view the transactions on your card at any time
- convenient navigation, a transparent platform for your day-to-day banking
- K&H+: tickets and passes for local public transport in 70 cities and towns
new functions in mobilbank
investments overview
Want to see when your deposit expires? You’re curious about how your investments are doing? Now you have this information in your pocket, as you can also see the current value of your savings and investments in K&H mobilbank.
With the appropriate access privileges set by the chief executive, in the Savings menu you will find the most important information about your time deposits: what is the amount, when it expires and to which account. And in the Investments menu, you can see exactly how much your securities are worth. In both cases, you can switch between account and currency view to evaluate your stocks in this grouping as well.
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login
Once you have logged on, you will have access to the K&H mobilbank functions requiring identification. In order to log in, you will need the mPIN code you specified when activating the application. If you are using a fingerprint-enabled phone, you can identify yourself with your fingerprint instead of the mPIN code.
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account data
The screen displays the details of the account selected in the bank account menu. If you have more than one account, you will see blue dots in the light blue top part of the screen: these signify the number of accounts available and the particular account you are looking at. You can scroll the page right and left in this section to switch among accounts, making it easy to have an overview of the details of the selected account. Quick launch icons in the bottom of the screen will help you access various functions.
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account history
This screen shows the transactions on the selected account in a monthly breakdown over the past two years. Click on a particular transaction to display its details too.
We provide you with filters to help you search for transactions. You can filter by period, transaction type and amount, or you may select a particular transaction, e.g. a bank card operation or search by keyword (e.g. among the information in the narrative fields). -
HUF transfers
You can enter a payment on any domestic bank account or select an account number from the list of partners you created earlier. If a bank account is newly entered, you can save the transaction data as a partner. You will need to confirm the order by entering your mPIN code.
You can enter and save more than one transfer order and sign all of them at the same time later.
If you do not have signatory rights, you can only save the order, and the user with signatory authorisation can then sign it off in the “financial transactions / to be signed” menu.
You can view signed orders by clicking on the quick launch icon “financial transactions” in the bottom of the screen, either under the “pending” transactions or in the “status” tab. -
financial transactions
You can check your transactions submitted in K&H mobilbank or K&H e-bank, along with their status. Click on the “to be signed” menu item to find the orders waiting to be signed. You can sign them either in mobilbank or the e-bank. If you opt for signing in mobilbank, simply select the order(s), then enter your mPIN code to confirm the order.
In the “pending” category, you will see your orders already signed but not yet executed.
In the “status” menu item you can view your executed and not executed orders submitted in K&H mobilbank or K&H e-bank in the preceding two years. -
mobile top-up
You can top up your prepaid mobile phone cards with the providers T-mobil, Yettel or Vodafone. Access the function either from the transactions menu or from the quick launch icon in the bottom of the card details screen. You can select the phone number to be topped up from the contacts list of your own phone or from the list of partners in the mobilbank application. There will be fixed top-up amounts to choose from.
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bank cards
Click on the bank card image to view the data of the bank cards associated with your available bank cards. If you have more than one bank card, the blue dots below the card image will show which specific bank cards you are viewing. Scroll between the card images to display the details of your other cards too. The quick launch icon in the bottom of the screen helps you access the daily limit modifications on the bank card. You can use the function to set the daily limits for cash withdrawal, for purchases and on-line (virtual) transactions.
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ATM and branch locator
In this function, we offer you a number of settings and filters to help you find the K&H ATM or branch nearest to you. You can search for the nearest branch open at this point in time, having accessible facilities or providing premium banking services.
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general settings
You will find here your mobile token identifier assigned to your mobile phone, which may be of use when you contact our TeleCenter with a question about the application. You may delete your mobile token in this function, and later activate a new mobile token in the same function. You also have the option to change your mPIN code here.
The application is in Hungarian if you have set the language to Hungarian on your smartphone and it is English if you have set it to any other language. When you change the language on your mobile phone, the language used in the mobilbank application will also change automatically. -
savings overview
In the Savings menu you will find the most important information about your time deposits: what is the amount, when it expires and to which account. You can switch between account and currency view to evaluate your stocks in this grouping as well.
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investments overview
In the Investments menu, you can see exactly how much your securities are worth. You can switch between account and currency view to evaluate your stocks in this grouping as well.
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login
Once you have logged on, you will have access to the K&H mobilbank functions requiring identification. In order to log in, you will need the mPIN code you specified when activating the application. If you are using a TouchID-enabled iPhone, you can identify yourself with your TouchID instead of the mPIN code.
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account data
The screen displays the details of the account selected in the bank account menu. If you have more than one account, you will see blue dots in the light blue top part of the screen: these signify the number of accounts available and the particular account you are looking at. You can scroll the page right and left in this section to switch among accounts, making it easy to have an overview of the details of the selected account. Quick launch icons in the bottom of the screen will help you access various functions.
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account history
This screen shows the transactions on the selected account in a monthly breakdown over the past two years. Click on a particular transaction to display its details too.
We provide you with filters to help you search for transactions. You can filter by period, transaction type and amount, or you may select a particular transaction, e.g. a bank card operation or search by keyword (e.g. among the information in the narrative fields). -
HUF transfers
You can enter a payment on any domestic bank account or select an account number from the list of partners you created earlier. If a bank account is newly entered, you can save the transaction data as a partner. You will need to confirm the order by entering your mPIN code or with your TouchID if you are using a Touch ID-enabled iPhone.
You can enter and save more than one transfer order and sign all of them at the same time later.
If you do not have signatory rights, you can only save the order, and the user with signatory authorisation can then sign it off in the “financial transactions / to be signed” menu.
You can view signed orders by clicking on the quick launch icon “financial transactions” in the bottom of the screen, either under the “pending” transactions or in the “status” tab. -
financial transactions
You can check your transactions submitted in K&H mobilbank or K&H e-bank, along with their status. Click on the “to be signed” menu item to find the orders waiting to be signed. You can sign them either in mobilbank or the e-bank. If you opt for signing in mobilbank, simply select the order(s), then enter your mPIN code or Touch ID to confirm the order.
In the “pending” category, you will see your orders already signed but not yet executed.
In the “status” menu item you can view your executed and not executed orders submitted in K&H mobilbank or K&H e-bank in the preceding two years. -
mobile top-up
You can top up your prepaid mobile phone cards with the providers T-mobil, Yettel or Vodafone. Access the function either from the transactions menu or from the quick launch icon in the bottom of the card details screen. You can select the phone number to be topped up from the contacts list of your own phone or from the list of partners in the mobilbank application. There will be fixed top-up amounts to choose from.
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bank cards
Click on the bank card image to view the data of the bank cards associated with your available bank cards. If you have more than one bank card, the blue dots below the card image will show which specific bank cards you are viewing. Scroll between the card images to display the details of your other cards too. The quick launch icon in the bottom of the screen helps you access the daily limit modifications on the bank card. You can use the function to set the daily limits for cash withdrawal, for purchases and on-line (virtual) transactions.
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ATM and branch locator
In this function, we offer you a number of settings and filters to help you find the K&H ATM or branch nearest to you. You can search for the nearest branch open at this point in time, having accessible facilities or providing premium banking services.
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general settings
You will find here your mobile token identifier assigned to your mobile phone, which may be of use when you contact our TeleCenter with a question about the application. You may delete your mobile token in this function, and later activate a new mobile token in the same function. You also have the option to change your mPIN code here.
The application is in Hungarian if you have set the language to Hungarian on your smartphone and it is English if you have set it to any other language. When you change the language on your mobile phone, the language used in the mobilbank application will also change automatically. You can decide whether to use your mPIN code or your TouchID for identification for transactions subject to identification. However, once you have made a choice, you can only log in and sign payment orders using the method you have chosen. -
savings overview
In the Savings menu you will find the most important information about your time deposits: what is the amount, when it expires and to which account. You can switch between account and currency view to evaluate your stocks in this grouping as well.
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investments overview
In the Investments menu, you can see exactly how much your securities are worth. You can switch between account and currency view to evaluate your stocks in this grouping as well.
details
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our clients using the K&H e-bank service have automatic access to the K&H mobilbank services that require identification
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to use the application, you first need to sign a contract for Banking Services requiring Electronic Identification with us
You can use the application on the following devices:
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iPhone 6S and later iPhone devices with at least iOS 13 operating system;
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Android smartphones with at least Android 5 operating system;
You will need to have access to the internet to transact in your personal finances. You can, however, access the K&H e-bank login function even off-line and sign off orders in K&H e-bank.
The authorisations over your business accounts will be the same as the authorisations set up in K&H e-bank.
You can download the K&H mobilbank application on a number of mobile devices and use it on all of them once you have activated your mobile token.
Deactivate the application by cancelling the mobile token in the “settings” menu. Once deactivated, functions requiring a login will not be available to you. If you have lost your phone or if it has been stolen, you can cancel the mobile token immediately in the “settings/manage identification devices” menu in K&H e-bank or by contacting the K&H TeleCenter.
The daily limit for payment orders submitted via K&H mobilbank is HUF 50 million.
Orders submitted via K&H mobilbank are subject to the same charges as the transactions entered in K&H e-bank.
K&H mobilbank’s Privacy Policy is available here:
https://www.kh.hu/web/eng/data-protection/specific-information/mobilebank
how to apply
Clients who use the K&H e-bank service can automatically start to use K&H mobilbank after downloading and activating it, without any separate application. If you have not signed up for K&H e-bank yet, you will need to sign a contract for Banking Services requiring Electronic Identification with us.
activation
After downloading K&H mobilbank, you will need to activate it in a few simple steps. You can choose from one of three options for activation:
activation with user name and password
Choose this option if you have already used K&H mobilbank or currently use K&H e-bank with your user name and password. You can activate K&H mobilbank with the same user name/password combination as used in the e-bank.
activation with K&H myID and ePIN
As a new user who has not used K&H e-bank yet, you can use your K&H myID and ePIN code for activation. If you do not know or have forgotten your IDs, visit any one of our branches to apply for a new one.
activation in K&H e-bank
You can also activate the application in K&H e-bank. Log in to your e-bank on your computer and click on the settings/mobile token activation menu item, where we will lead you through each step of the process.
During activation, you will need to choose a security identifier called the mPIN code, which you will use for logging in to mobilbank and confirming transaction signatures there. If you have a suitable iPhone device, you can use the Touch ID instead of the mPIN code.
e-banking with mobilbank
The mobile token incorporated in K&H mobilbank gives you a high level of security and simple and fast access to log in to your e-bank account and sign transactions there without the need for a keyboard.
logging in to K&H e-bank
In order to log in to the e-bank (and sign transactions there), you do not need to log in to K&H mobilbank: all you need to do is click on the “mobile-token auhentication” icon in the start screen, then snap with your smartphone the coloured code displayed in the K&H mobile-token auhentication screen. If your mobile phone is connected to the internet, the e-bank login will then take place automatically. If your mobile is offline at this point, then a series of numbers will be displayed in the mobilbank application and you will need to type them in the e-bank screen on your computer.
signing transactions in K&H e-bank
You can confirm transactions entered in e-bank by using your mobilbank application. You do not need to log in to K&H mobilbank to sign the transactions submitted in e-bank: all you need to do is click on the “mobile-token signature” icon on the start page and then snap with your smartphone the QR code displayed in the K&H e-bank transaction signoff screen. If your mobile phone is connected to the internet, the e-bank login will then take place automatically. If your mobile is offline at this point, then a series of numbers will be displayed in the mobilbank application and you will need to type them in the e-bank screen on your computer.
adapted to your needs
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convenient and practical since you always have your mobile phone with you
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you can set your daily bank card transaction limit just before making a purchase or picking up cash, you do not need to wait till you get to a computer next
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access the latest up-to-date information about your account and card anywhere, any time
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compact, easy to handle, less data used than with a browser
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high level of security yet simple and easy to use
find out everything about secure mobile banking!
the security of K&H mobilbank also depends on the overall security status of your mobile phone:
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do not remove built-in protection from the phone (do not have your device rooted or jailbroken)!
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do not install any mobile application from unverified sources. Use only the official on-line stores! If you no longer need an application, delete it from your device!
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whenever installing a mobile application, check the authorisations that the software is requesting! If it demands authorisations that are not appropriate to its purpose (e.g. if a notepad app requests the authorisation to send you text messages), then do not install the application!
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use a PIN code or password on your phone for extra protection against unauthorised persons should you leave the phone lying around or lose it!
remember the following when you install and use K&H mobilbank:
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download the K&H mobilbank application only from the AppStore or Google Play. K&H Bank does not make its K&H mobilbank available anywhere else.
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Do not write down your mPIN code and do not share it with anyone!
we do everything we can to make sure that K&H mobilbank is secure. A few important safety measures:
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the mobile token is a high-security two-factor identification method. If a phone is stolen, the application cannot be used in the absence of the mPIN code, and vice versa: the mPIN code is only useful if you have the phone in your possession.
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application-to-bank communication is encrypted so that unauthorised persons cannot access it and cannot change the data forwarded via the network
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if you lose possession of your phone, you can block it in K&H e-bank or by phoning K&H TeleCenter / K&H Cégvonal
who is is recommended for?
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those who try to manage their day-to-day finances quickly so that they can spend their time doing what they care about most
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those for whom mobility is important and wish to be able to check the transactions on their bank accounts or bank cards at any time
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those who wish to combine the convenience of internet banking with the practicality of a mobile phone
what is the K&H myID and the e-PIN code? Where can I find them if I have forgotten them? What can I do if I need to change or replace them?
The K&H myID is your unique ID for accessing electronic services.
You will need it when you use K&H e-bank or K&H mobilbank and, for certain transactions, the K&H TeleCenter. You will receive your K&H myID and the associated e-PIN code in our branch when you sign your contract for electronic services.
No matter which services you plan to use, you will need only one K&H myID. If you wish to add a new electronic service to one you already use, you will need your K&H myID to do so, which is why we recommend that you always have it at hand when you transact with the bank.
You will find your K&H myID in your account statement, both the printed one and the version you can download from the e-bank. A K&H myID and the e-PIN code may only be replaced in our branches. If you need to do so, please visit any of our branches to request a new one free of charge.
what is a mobile token?
The mobile token is a software solution for identification, incorporated into our K&H mobilbank. When you activate K&H mobilbank, we will register the mobile token with your mobile phone so that you can access the mobilbank application only from the phone where you activated it. You can of course download the application to several phones but you will need to activate each of them.
In the activation process you will be asked to select a security identifier called the mPIN code, which you will then use to log in to mobilbank and to confirm transaction signatures. If you have an iPhone, you can use your Touch ID instead of the mPIN code.
The mobile token is not simply a mobile banking identification device but also a means for you to log in to your e-bank account and sign orders simply and fast, without the need for a keyboard and at a high level of security.
I am an existing K&H mobilbank user – what changes should I expect?
If applications on your phone are not updated automatically, you must update your K&H mobilbank app and then activate it when you first log in. This is because, thanks to the new mobile token identification in the upgraded K&H mobilbank, the functions required for daily banking now benefit from a higher level of security. When you activate the app, we link your mobile phone to the mobile token to ensure that the app can only be used from that mobile phone. The mobilbank app can be installed on multiple devices but it must be activated on each one individually.
functions modified according to client needs:
- you can make payments in forint to any bank account without having to register them as partners in the e-bank
- you can save any bank accounts you entered as partners, complete with phone numbers. The details of your partners entered in the e-bank are also visible in the mobilbank
- the daily limit for payment orders submitted via K&H mobilbank is HUF 50 million
- payment orders entered in the K&H e-bank can also be signed in our mobilbank and vice versa
- you can track payment orders in ‘pending’, ‘completed’ or ‘failed’ status entered in the e-bank or the mobilbank
- you can modify your online (virtual) purchase limit
- the ATM and branch search function has been upgraded
Payments in foreign currency cannot be made in the new app.
The use of mobilbank no longer has to be authorised in the e-bank. Your relevant contract, K&H me ID and ePIN code will automatically enable you to access the app.
what is the mPIN code?
The mPIN code is your unique identifier for logging in to mobilbank and signing off transactions there. The mPIN code is a numerical sequence of 5 to 12 characters, which you can select when you activate the mobilbank application. You can change your mPIN code in the “settings” menu in the application at any time and, if you have an iPhone, you can also use your TouchID instead of the mPIN.
what can I do if I have forgotten my mPIN?
The K&H mobilbank lets you access your business accounts and cards too. If you also have a personal bank account with K&H Bank, then all it takes is a simple view switch in the “clients” menu to alternate between your business and private accounts. In the same menu, you can select the view you would like to save as default. The next time you log in, the application will display the data of the account you saved as default.
You do not need to set up specific authorisations for individual users in mobilbank because the authorisations in K&H business e-bank are carried over. Once the application has been downloaded, every person with authorisation over the account will be automatically entitled to access in mobilbank the accounts they can access in business e-bank and will have the authorisations assigned to them by the director.
If you do not have access to K&H e-bank yet, you will need a contract for Banking Services requiring Electronic Identification and the authorisations will have to be defined by the director; these account authorisations will then determine the operations accessible in mobilbank (e.g. signatory authorisation).
Why is mobilbank good for you?
- it does not tie you to your desk
- you can confirm the transactions entered in K&H business e-bank anywhere, at any time in mobilbank
- you can view the current status of your business accounts
The limit for transactions you can approve in mobilbank is HUF 50 million per day. All transactions submitted in business e-bank but approved in mobilbank are included in the daily limit.
