the Bank’s shareholders

K&H Bank is fully owned by KBC Bank N.V. of Belgium.

KBC is one of the leading financial groups in Europe. It is a multi-channel bank-insurance group with operations focused in Europe. The Group holds significant, and often leading, positions in its core home markets in Belgium and Central Eastern Europe (Czech Republic, Slovakia, Hungary and Bulgaria), where it serves primarily retail clients, small and medium-size companies and local mid-caps. KBC Group is also present in a number of other carefully selected countries and regions of the world. The KBC network of corporate branch offices and corporate banking affiliates is the most robust in Europe and allows it to serve its domestic corporate clients whenever they have financial needs arising abroad, including those operations of such companies where a natural connection exists with the clients of our core markets. KBC is one of the largest companies in Belgium and is also listed on the Euronext stock exchange in Brussels.